Take Advantage Of Our Lowest Fixed Rates Ever

To celebrate our lowest fixed rates ever, we will give you $1,500 cashback as a housewarming gift when you take out a new home loan with QBANK.2

Whether you're a first time buyer or looking to upgrade to your next home, we have a home loan to suit you.

To be eligible for the two year fixed rate special offer; a salary credit of at least $1,500 per month must be deposited into your QBANK transaction account.


Full pre-approval service available and is valid for three months. You can look for your property or start making plans knowing that you have been conditionally approved for a loan with us.3

Enquire about our pre-approval service today.


Our team of Mobile Banking Specialists make regular visits to metro and regional locations to discuss home loans and insurance. They can meet you at your home or workplace at a time that suits you best.

Book an appointment


Take out your home building and/or contents insurance policy through us and get 20% off your first year's premium (capped at $200).#

Register Your Interest Today

Please complete the form below and one of our staff will call you back at the first available time.

Please Note: QBANK collects and uses the information provided in this form to contact you to provide you with further information about our products and services. Our Privacy Policy available here contains information on accessing and seeking correction of your personal information and making complaints about breaches of the Australian Privacy Principles and how QBANK deals with the complaint.

Are you a member?*
Preferred contact time

Please enter all required fields

Disclaimer Information

Credit eligibility criteria, terms and conditions, fees and charges apply.

* WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term.

1Valid for home loan applications of $150,000 or more of new lending. Interest only not available. Offer may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK members switching loans or internal refinances. After the expiry of the fixed rate period, the interest rate changes to QBANK’s Classic Variable Home Loan Product Rate, currently 3.84% p.a.

2The $1,500 cashback offer applies to new fixed rate and variable rate home loan applications lodged between 7th September 2020 and 30 October 2020, with a minimum loan amount of $250,000, principal and interest only, for eligible owner occupiers. Applications must be settled within 60 days of the approval date to receive the cashback. The $1500 cashback will be deposited into the member’s QBANK transaction account within 5 business days of loan settlement. Limited time offer and may be withdrawn at any time. Offer not valid for refinances. New purchases only.

3Pre-approval service provides a conditional loan approval. Approval by the bank and the lenders mortgage insurer and is valid for 3 months from time of approval. It is subject to valuation of the secured property that must be acceptable to the bank. Other conditions may apply.

#This product is issued by QBE Insurance (Australia) Limited (ABN 78 00 3 1 91 035, AFS License 239545). QBANK (under its own AFSL) acts on behalf of QBE when distributing the Home Cover and Home Cover Prestige Insurance.​ Please read the PDS available at https://www.qbank.com.au/home-insurance before acquiring this product in considering and deciding whether this is right for you.

For the 'Save On Home Insurance with QBANK' Promotion Full Terms and Conditions click here.