Fraud Alert – Please be vigilant when using ATMs as skimming devices have been detected across Metropolitan Brisbane. For more info on how to protect yourself click here.
Depending on the age, location and condition of your home, here’s the top five home ownership costs to factor into your budget.
Preventing expensive problems starts with maintenance and committing to jobs like:
You could do some maintenance yourself, but if you’re time poor, getting help from professionals is cheaper than letting things slide.
Council rates are a fact of life for home owners. They’re based on the value of the land, not including the house. So, a beachside fixer-upper could have a higher rate bill than a new suburban home. Quarterly rates notices may also include levies and special charges applied by your Council.
Every drop of water costs money, but there are simple things you can do to keep your water bill down. Try:
Even though proper maintenance should help keep repairs to a minimum, they’ll be needed at some point. Some repairs will be covered by insurance, and some minor repairs you could take on yourself. But issues with plumbing or electrical items like hot water systems, ovens, air conditioners or dishwashers mean calling a tradesman.
As part of most home loans, you’ll need home insurance for the full cost of replacing your home. Look for a policy covering as many scenarios as possible, and make sure you understand the fine print and what isn’t covered.
We'll help you understand the costs of owning your own home and home loan choices. Contact QBANK or call us on 13 77 28.
QBANK has recently been alerted to fraudulent activity. Queensland Police have today released a warning for members of the public as Automatic Teller Machine (ATM) card skimming devices have been detected on several ATMs across Metropolitan Brisbane.
As these devastating fires continue to engulf our nation, our thoughts are with our emergency services, those helping evacuate and assist on the frontline, and the communities & families that are suffering during this unprecedented disaster.
QBANK is looking forward to helping even more of our members get into the property market for the first time, after being selected as a panel lender under the Australian Government’s new First Home Loan Deposit Scheme (FHLDS).