Fraud Alert – Please be vigilant when using ATMs as skimming devices have been detected across Metropolitan Brisbane. For more info on how to protect yourself click here.
By spending some time getting across your household bills, you may be able to identify some ways to save in the new year.
Make a list of all your regular bills and what you’ve paid over the past 12 months. Now you have a base to make comparisons and potentially negotiate a better deal with your current supplier or elsewhere. You can do the research yourself, or use an online comparison service to find the best deals for your needs.
You can also invest some time into researching:
You need to make the time, but the payoff could be well worth it.
Buying property is a popular investment strategy, but it’s not the only choice. If you’re saving for a home deposit or looking for other options, there are some simple ways to invest with less money than you might think. Getting financial advice is an excellent place to start to understand what kind of risk is right for you, and what type of investment suits your needs.
You may want to consider making voluntary contributions to your superannuation, either via salary sacrifice or extra deposits. You can make some tax savings and get the benefit of compound interest on your savings – the more you invest now, the more you have later in life.
Beginner investors can try a new range of financial apps that link to your bank account. They automatically round up amounts from everyday purchases to into diversified investment portfolios. You choose how much to round up by, and the level of risk you want in your investments.
You don’t have to read the financial media every day to get smarter about money. You can start with researching trusted financial blogs and websites (like QBANK). Your bank is likely to be a mine of information on all kinds of smart money management that could help you save in the new year.
Getting some professional advice is another smart move. QBANK financial planners can help you make the most of your money.
This resolution isn't going to put extra money in your account, but it might help your overall wellbeing. If you don't already make a regular contribution to a charitable organisation, this year could be a good time to start. Think about what matters most to you, research charities and find out how you can help. Donations of $2 or more are tax deductible.
Book in a financial planning session today. Contact QBANK online or call 13 77 28.
QBANK has recently been alerted to fraudulent activity. Queensland Police have today released a warning for members of the public as Automatic Teller Machine (ATM) card skimming devices have been detected on several ATMs across Metropolitan Brisbane.
As these devastating fires continue to engulf our nation, our thoughts are with our emergency services, those helping evacuate and assist on the frontline, and the communities & families that are suffering during this unprecedented disaster.
QBANK is looking forward to helping even more of our members get into the property market for the first time, after being selected as a panel lender under the Australian Government’s new First Home Loan Deposit Scheme (FHLDS).