TIP: If you want different features, you may not need to move your loan. Talk to your bank and compare their home loans. Moving to a new loan structure with your current lender will be simpler than starting a new account.
Tip: Refinancing can affect your credit rating – and vice versa. If your credit isn't great, you mightn’t get the home loan deal you want. If your credit history is poor and you keep making refinancing applications, it could make your credit file look even worse. Talk to a trusted lender before you make any applications, or get some independent financial planning advice.
Everyone's financial circumstances are different. Refinancing is a solid choice if you:
Refinancing doesn’t always mean switching to a new lender. If you’re a happy QBANK home loan customer, you can talk to us about refinancing to a new loan structure. You can refinance without leaving the award-winning bank that supports you.
Ready to talk home loans and refinancing? Talk to QBANK. Call 13 77 28.
To provide a further understanding of their roles, and an insight into the person behind the responsibilities and what they entail, QBANK presents a series of interviews with Members of our leadership team.
Today, QBANK announced that it will reduce interest rates on fixed rate home loan and deposit products.
To provide a further understanding of their roles, and an insight into the person behind the responsibilities and what they entail, QBANK presents the first in a series of interviews with members of our leadership team.