TIP: If you want different features, you may not need to move your loan. Talk to your bank and compare their home loans. Moving to a new loan structure with your current lender will be simpler than starting a new account.
Tip: Refinancing can affect your credit rating – and vice versa. If your credit isn't great, you mightn’t get the home loan deal you want. If your credit history is poor and you keep making refinancing applications, it could make your credit file look even worse. Talk to a trusted lender before you make any applications, or get some independent financial planning advice.
Everyone's financial circumstances are different. Refinancing is a solid choice if you:
Refinancing doesn’t always mean switching to a new lender. If you’re a happy QBANK home loan customer, you can talk to us about refinancing to a new loan structure. You can refinance without leaving the award-winning bank that supports you.
Ready to talk home loans and refinancing? Talk to QBANK. Call 13 77 28.
At QBANK, we are pleased to share good news that may benefit our members, such as the announcement of the $25,000 HomeBuilder Grant, a great opportunity that could not only help you out, but also Australia's economy following the slowdown of recent months.
We are all looking for convenient ways to live our lives and complete our daily tasks from the comfort of our own home. Download the QBANK App today for 24 hour access to your accounts. The QBANK App allows you the freedom to bank on your terms anywhere, anytime.
QBANK encourages members to stay alert for COVID-19 scams as scammers take advantage of the current situation, people’s movements, moods and personal needs.