Cars cost money to buy, money to own and money to run. With QBANK Car Insurance enjoy driving your car knowing that should your car be involved in a covered incident you’re protected against financial loss. Plus, you can save up to 10% when you combine car and home insurance with a multi policy discount.
This policy provides complete cover, regardless of the number of licensed drivers using the vehicle. It protects you against theft, fire and damage to your car, as well as damage you may cause to another person’s car or property.
This provides cover for damage you may cause to another person’s car or property but does not cover your own car. Uninsured motorist benefit is included under this policy.
This is an extension of the Third Party Only Policy, which provides cover if your car is stolen or damaged due to fire.
If you are a more experienced driver 30 years of age or over, and others under 30 won’t be driving the car, you can nominate two drivers who are 30 years of age or over and take out a full comprehensive policy at a discounted price.
Insure your brand-new car with QBE within two years of purchase, and if it’s written off within the first four years of ownership or 100,000 kms, whichever comes first, it’ll be replaced with a new one (refer to PDS for conditions).
What’s covered depends on your specific policy and the type of cover you have chosen. Read the relevant Product Disclosure Statement (PDS) for full details including limits, exclusions and conditions that apply.
|Benefits Include||Comprehensive||Third Party Only||Third Part Fire & Theft|
|Accidental loss or damage to your vehicle||✓||✓ (uninsured motorist benefit only)||✓ (uninsured motorist benefit, fire or theft only)|
|Loss or damage caused by fire or theft||✓||x||x|
|14 day hire car following theft||✓||x||x|
|Excess free windscreen and window glass breakage cover option||✓||x||x|
|4-year new car replacement option||✓||x||x|
|Hire car after accident option||✓||x||x|
|Repairs or replacement of single box trailer||✓||x||x|
|Towing costs following loss or damage||✓||x||x|
|Essential temporary repairs||✓||x||x|
|Cover for personal items damaged in an accident||✓||x||x|
|Emergency accommodation and transport costs||✓||x||x|
|Finance Gap cover||✓||x||x|
|Uninsured motorist benefit||✓||✓ (limits apply)||✓ (limits apply)|
|Legal liability for damage caused by your passenger to another person's property||✓||✓||✓|
|Legal liability for other people driving your vehicle||✓||✓||✓|
|Legal cost incurred in relation to legal liability cover||✓||✓|
This Car Insurance is issued and underwritten by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545) (QBE). QPCU Limited T/A QBANK ABN 79 087 651 036 – AFSL / Australian Credit Licence 241413 is authorised to distribute Car Insurance on behalf of QBE acting under its own AFSL. Any advice provided is general only and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. To decide if this product is right for you, please read the Home and Contents Insurance Product Disclosure Statement (PDS) and Financial Services Guide (FSG).
Target Market Determination is available here.