¹ Card administration fees may apply.

² Visa Debit is only available to members 18 years of age and over.

⁴ On Call Transaction account holders receive 5 free ATM transactions per month using rediATM, Westpac, NAB, St George, Bank of Queensland or Bank SA ATMs. Everyday Plus Transaction account holders and those who qualify for Bonus Banking receive free ATM transactions on the same network of ATMs. However, please note some of these ATMs are privately owned and direct charging fees may apply. An ATM direct charge is a fee that the ATM owner will charge a cardholder at the time of transaction to use their ATM if they are not their customer.

⁶ Please see the Fees and Charges for a list of Standard Transaction Fees.

Terms and Conditions and Fees and Charges apply. Current interest rates are available here and are subject to change at any time. The Federal Government’s Financial Claims Scheme (FCS) protects depositors in the event that a financial institution becomes insolvent. The FCS is administered by the Australian Prudential Regulatory Authority, APRA. For further information on the FCS, including limits on the protection level, please visit http://www.fcs.gov.au. Rate current as at 12 January 2017.