Include your Lenders Mortgage Insurance (LMI) into your total loan amount with Variable and Fixed rate options available
To be eligible; a salary credit of at least $1,500 per month
must be deposited into your QBANK transaction account.
The First Home Buyer Offer of <95% LVR + LMI for fixed and variable, owner occupied loans is available to Queensland Police Service (QPS), Queensland Fire and Emergency Services (QFES), Queensland Ambulance Service (QAS), Queensland Corrective Services (QCS) and Queensland Health Employees only.
Saving your first deposit can be difficult, you’ve got your work cut out for you before you even start looking for your first home. Thankfully QBANK are here to help. These exclusive First Home Buyers <95% LVR + LMI offers^ have all the features of our <95% LVR Fixed and Varaible Home Loans, plus:
Please note: This calculation is subject to assumptions on a Queensland property purchase and is subject to change. Lenders Mortgage Insurance (LMI) calculations based on Loan amount, LVR, Security and Borrowing Purpose.
QBANK FIRST HOME BUYERS INSURANCE OFFER
Buy your first home with QBANK and, if you take out Home & Contents insurance through us, you will be eligible to receive a 20% discount or $200 off your Home & Contents insurance the first year’s premium, whichever is the lesser.4
Saving for your first home should not take forever. To find out if you are eligible to become a QBANK member and take out a home loan with us, call us on 13 77 28 or make an appointment with one of our home loan specialists by requesting a call back below
Please complete the form below and one of our staff will call you back at the first available time.
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Whether you’re a first time buyer, buying your next home, looking to refinance, or wanting to invest, the Home Buyers Hub has you covered.
Whatever stage you're at, use our Property Reports as your guide to the housing market.
Credit eligibility criteria, terms and conditions, fees and charges apply.
1. Pre-approval service provides a conditional loan approval. Approval by the bank and the lenders mortgage insurer and is valid for 3 months from time of approval. It is subject to valuation of the secured property that must be acceptable to the bank. Other conditions may apply.
*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term.
2. After the expiry of the fixed rate period, the interest rate changes to QBANK’s Classic Variable Rate (currently 3.84%p.a.)
3. Valid for home loan applications of $150,000 or more of new lending for owner occupiers approved after 27 March 2020 and is available for a limited time only. Interest only not available. Offer may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK members switching loans or internal refinances.
^ Interest only not available. Subject to lenders mortgage insurance approval.
4. QBANK insurance is provided by QBE. Not available on renewals. Full terms and conditions available at qbank.com.au/terms. Please read the PDS available at qbank.com.au/insurance before aquiring this product in considering and deciding whether this is right for you. Insurance issued by QBE Insurance (Australia) Ltd ABN 78 003 191 035 AFSL 239545.