A home loan for those who serve Queensland.

Classic Home Loan Offer

3.88 % p.a.2
3.89 % p.a.*
Discount Rate <80% LVR
Comparison Rate
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Award winning Home Loans

Our award winning1 Home Loans have great features and competitive rates to help you save and pay off your loan sooner. 

Featured Home Loans

Special Offer

Classic Plus

New lending $500k+

4.09 % p.a.5 Owner Occupier

4.40 % p.a.* Comparison rate

A home loan packed with features and discounts.

  • Discounted rate5 for new loans
  • 100% mortgage offset account
  • No establishment fees
Special Offer

Fixed Rate

2 Year Fixed Offer <80% LVR

3.79 % p.a.6 Owner Occupier

4.37 % p.a.* Comparison rate

Choose the stability of a fixed interest rate.

  • No monthly fees
  • No penalty for extra repayments3
  • Free online redraw4

Cover you can rely on.

Our home and contents insurance is easy to arrange, simple to claim and competitively priced.

Enquire today

Compare home loans

Products
Home loans
Interest
Rate
Comparison
Rate
Fixed/
Variable
Additional
Repayments
Repayments
Redraw
Monthly
Fees
100% Offset
Account
Estab. Fees
Waived
Loan to
Valuation Ratio
Interest Only
Available
Split Loans
Available
Special Offer Classic Discount Investor <80% LVR 4.29% 2 Investment Property 4.36% * Comparison Rate Variable Yes Yes No No Yes ~ Yes Max 10 years Yes
Special Offer Classic Discount Rate <80% LVR 3.88% 2 Owner Occupier 3.89% * Comparison Rate Variable Yes Yes No No Yes ~ Yes Max 10 years Yes
Special Offer Classic Discount Rate <90% LVR 4.10% 2 Owner Occupier 4.11% * Comparison Rate Variable Yes Yes No No Yes ~ Yes Max 10 years Yes
Special Offer Classic Discount Investor <95% LVR 4.44% 2 Investment Property 4.51% * Comparison Rate Variable Yes Yes No No Yes ~ Yes Max 10 years Yes
Special Offer Classic Discount Rate <95% LVR 4.25% 2 Owner Occupier 4.26% * Comparison Rate Variable Yes Yes No No Yes ~ Yes Max 10 years Yes
Special Offer Fixed Rate 2 Year Fixed Investor Offer <80% LVR 4.09% ^ Investment Property 4.68% * Comparison Rate Fixed Yes 3 Yes 4 No No Yes ~ Up to 80% Yes Yes
Special Offer Fixed Rate 2 Year Fixed Offer <80% LVR 3.79% 6 Owner Occupier 4.37% * Comparison Rate Fixed Yes 3 Yes 4 No No Yes ~ Up to 80% Yes Yes
Special Offer Fixed Rate 3 Year Fixed Investor Offer <80% LVR 4.19% ^ Investment Property 4.67% * Comparison Rate Fixed Yes 3 Yes 4 No No Yes ~ Up to 95% Yes Yes
Special Offer Classic Plus Investor new lending $500k+ 4.39% 5 Investment Property 4.70% * Comparison Rate Variable Yes Yes $25 Yes Yes Up to 95% Yes Yes
Special Offer Classic Plus New lending $500k+ 4.09% 5 Owner Occupier 4.40% * Comparison Rate Variable Yes Yes $25 Yes Yes Up to 95% Yes Yes
Classic Plus Investor $250k & above 4.64% Investment Property 4.94% * Comparison Rate Variable Yes Yes $25 Yes Yes Up to 95% Yes Yes
Special Offer Classic Plus New lending $250k-$499k 4.34% 5 Owner Occupier 4.65% * Comparison Rate Variable Yes Yes $25 Yes Yes Up to 95% Yes Yes
Classic Plus Investor $100k-$249k 4.79% Investment Property 5.09% * Comparison Rate Variable Yes Yes $25 Yes Yes Up to 95% Yes Yes
Special Offer Classic Plus New lending $100k-249k 4.49% 5 Owner Occupier 4.79% * Comparison Rate Variable Yes Yes $25 Yes Yes Up to 95% Yes Yes
Fixed Rate 1 Year Fixed Investor 4.44% Investment Property 4.77% * Comparison Rate Fixed Yes 3 Yes 4 No No Yes ~ Up to 95% Yes Yes
Fixed Rate 1 Year Fixed 3.99% Owner Occupier 4.46% * Comparison Rate Fixed Yes 3 Yes 4 No No Yes ~ Up to 95% Yes Yes
Fixed Rate 2 Year Fixed Investor 4.49% Investment Property 4.76% * Comparison Rate Fixed Yes 3 Yes 4 No No Yes ~ Up to 95% Yes Yes
Fixed Rate 2 Year Fixed 3.99% Owner Occupier 4.41% * Comparison Rate Fixed Yes 3 Yes 4 No No Yes ~ Up to 95% Yes Yes
Fixed Rate 3 Year Fixed Investor 4.54% Investment Property 4.75% * Comparison Rate Fixed Yes 3 Yes 4 No No Yes ~ Up to 95% Yes Yes
Fixed Rate 3 Year Fixed 3.89% Owner Occupier 4.34% * Comparison Rate Fixed Yes 3 Yes 4 No No Yes ~ Up to 95% Yes Yes
Fixed Rate 4 Year Fixed Investor 4.74% Investment Property 4.80% * Comparison Rate Fixed Yes 3 Yes 4 No No Yes ~ Up to 95% Yes Yes
Fixed Rate 4 Year Fixed 4.59% Owner Occupier 4.54% * Comparison Rate Fixed Yes 3 Yes 4 No No Yes ~ Up to 95% Yes Yes
Fixed Rate 5 Year Fixed Investor 4.74% Investment Property 4.80% * Comparison Rate Fixed Yes 3 Yes 4 No No Yes ~ Up to 95% Yes Yes
Fixed Rate 5 Year Fixed 4.59% Owner Occupier 4.54% * Comparison Rate Fixed Yes 3 Yes 4 No No Yes ~ Up to 95% Yes Yes
Classic Plus Investor $250k & above 4.64% Investment Property 4.94% * Comparison Rate Variable Yes Yes $25 Yes Yes Up to 95% Yes Yes
Classic Plus $250k & above 4.39% Owner Occupier 4.70% * Comparison Rate Variable Yes Yes $25 Yes Yes Up to 95% Yes Yes
Classic Plus Investor $100k-$249k 4.79% Investment Property 5.09% * Comparison Rate Variable Yes Yes $25 Yes Yes Up to 95% Yes Yes
Classic Plus $100k-$249k 4.54% Owner Occupier 4.84% * Comparison Rate Variable Yes Yes $25 Yes Yes Up to 95% Yes Yes
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Disclaimer information Expand

^ Valid for 2 and 3 year fixed rate home loan applications up to 80% LVR for investors approved after 29 September 2017 and is available for a limited time only. To qualify, the customer must deposit a salary credit of at least $1,500 a month into a QBANK Everyday Plus transaction account. Offer may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK customers switching loans or internal refinances.

~ Applies to owner-occupied loans only. Customers will save up to $900 off standard QBANK, valuation, and mortgagee legal fees. Non-standard valuations and mortgages may incur an additional charge. Government charges still apply.

# Offer applies to home loan applications approved after 17 July 2017. The discount applies to a new home and contents insurance policy only and not on current or subsequent renewals.

* WARNING: This comparison rate applies only to the example above. Different amounts and terms will result in different comparison rates. Costs such as redraw fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term.

1 Award winning refers to QBANK's 3 Year fixed rate home loan and Classic Home Loan from Canstar.

2 Valid for Classic home loan applications for more than $150,000 of new lending approved after 1 November 2016 and is available for a limited time only. To qualify, the customer must deposit a salary credit of at least $1,500 a month into a QBANK Everyday Plus transaction account. Offer may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK customers switching loans, internal refinances or with lending for investment purposes.

3 Additional repayments limited to $10,000 per annum to a maximum of $30,000 in any fixed rate period.

4 Not available on interest only. Fee for paper redraw applies.

5 Valid for Classic Plus home loan applications that includes at least $100,000 of new lending approved after 1 September 2016. Offer is subject to change without notice and may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK customers switching loans, or internal refinances.

6 Valid for 2 year fixed rate principal and interest home loan applications up to 80% LVR for owner occupiers approved after 29 September 2017 and is available for a limited time only. To qualify, the customer must deposit a salary credit of at least $1,500 a month into a QBANK Everyday Plus transaction account. Offer may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK customers switching loans or internal refinances.

7 If further funds are required during the fixed rate term, an additional loan can be established as a split loan.

Terms and conditions are available on request. Normal transaction and account fees and charges still apply. Normal lending criteria applies. Interest rates current as at 29 September 2017 and are subject to change without notice.

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