~ Applies to owner-occupied loans only. Members will save up to $700 off standard QBANK, valuation, and mortgagee legal fees. Government charges and a $195 settlement fee still apply ($295 if construction loan).
# The purchase and payment of a new QBE Home, Home Contents, Landlords or a Comprehensive Motor policy entitles the members to receive a 20% discount or $200 off their insurance premium, whichever is the lesser. Discount applies on first year premium only. Not available on renewals. Full terms and conditions available at qbank.com.au/terms. Offer may be withdrawn at any time. Please read the PDS available at qbank.com.au/insurance to decide if a product is right for you. Insurance issued by QBE Insurance (Australia) Ltd ABN 78 003 191 035 AFSL 239545.
* The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term. WARNING This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1 Minimum deposit of 5% (plus any additional costs) required to be eligible. LMI required for loans exceeding 80% LVR. Total LVR including LMI not to exceed 100% LVR. To be eligible; a salary credit of at least $1500 per month must be deposited into your QBANK transaction account. This offer is valid for home loan applications of $150,000 or more of new lending for first home buyers. Interest only not available. Subject to lenders mortgage insurance approval. Applies to owner-occupied loans only.
2 Valid for home loan applications of $150,000 or more of new lending for owner occupiers and is available for a limited time only. Interest only not available. To qualify, the customer must deposit a salary credit of at least $1,500 a month into a QBANK transaction account. Offer may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK members switching loans or internal refinances.
3 Additional repayments limited to $10,000 per annum to a maximum of $30,000 in any fixed rate period.
4 Not available on interest only. Fee for paper redraw applies.
5 Valid for Classic Plus home loan applications for more than $150,000 of new lending and is available for a limited time only. To qualify, the customer must deposit a salary credit of at least $1,500 a month into a QBANK transaction account. Offer may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK members switching loans or internal refinances.
Normal lending criteria applies. Interest rates current as at 15 November 2019 and are subject to change without notice.
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