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~ Applies to owner-occupied loans only. Customers will save up to $900 off standard QBANK, valuation, and mortgagee legal fees. Non-standard valuations and mortgages may incur an additional charge. Government charges still apply.
* WARNING: This comparison rate applies only to the example above. Different amounts and terms will result in different comparison rates. Costs such as redraw fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term.
1 The CANSTAR Award was awarded on 19/9/2016 for the Classic Home Loan for the Owner Occupied Variable Home Loan category.
2 Valid for Classic home loan applications for more than $150,000 of new lending approved after 1 November 2016 and is available for a limited time only. To qualify, the customer must deposit a salary credit of at least $1,500 a month into a QBANK Everyday Plus transaction account. Offer may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK customers switching loans, internal refinances or with lending for investment purposes.
3 Additional repayments limited to $10,000 per annum to a maximum of $30,000 in any fixed rate period.
4 Not available on interest only. Fee for paper redraw applies.
5 Valid for Classic Plus home loan applications that includes at least $100,000 of new lending approved after 1 September 2016. Offer is subject to change without notice and may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK customers switching loans, or internal refinances.
6 Award winning refers to QBANK's 3 Year fixed rate home loan and Classic Home Loan from Canstar.
7 If further funds are required during the fixed rate term, an additional loan can be established as a split loan.
Terms and conditions are available on request. Normal transaction and account fees and charges still apply. Normal lending criteria applies. Interest rates current as at 9 January 2017 and are subject to change without notice.
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