^ Valid for home loan applications of $150,000 or more of new lending for investors approved after 9 April 2019 and is available for a limited time only. Interest only available up to 90% LVR. To qualify, the customer must deposit a salary credit of at least $1,500 a month into a QBANK transaction account. Offer may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK members switching loans or internal refinances.
~ Applies to owner-occupied loans only. Members will save up to $700 off standard QBANK, valuation, and mortgagee legal fees. Non-standard valuations and mortgages may incur an additional charge. Government charges and a $195 settlement fee still apply ($295 if construction loan).
# The purchase and payment of a new QBE Home, Home Contents, or Landlords policy during the Promotion Period entitles the member to receive a 20% discount or $200 off their insurance premium, whichever is the lesser. Discount applies on first year premium only.
* WARNING: This comparison rate applies only to the example above. Different amounts and terms will result in different comparison rates. Costs such as redraw fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term.
2 Valid for home loan applications of $150,000 or more of new lending for owner occupiers approved after 9 April 2019 and is available for a limited time only. Interest only not available. To qualify, the customer must deposit a salary credit of at least $1,500 a month into a QBANK transaction account. Offer may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK members switching loans or internal refinances.
3 Additional repayments limited to $10,000 per annum to a maximum of $30,000 in any fixed rate period.
4 Not available on interest only. Fee for paper redraw applies.
7 If further funds are required during the fixed rate term, an additional loan can be established as a split loan.
Normal lending criteria applies. Interest rates current as at 9 April 2019 and are subject to change without notice.