If you want to have money 'on hand' for activities such as renovations, home additions, holidays or investments a line of credit may suit you.
$250,000 & above
The Classic Plus home loan overdraft package rewards members with ongoing benefits such as significant savings on borrowings, everyday banking and investments.
At the same time the Classic Plus Overdraft provides the flexibility and freedom to choose when and how you access your loan funds. It's great if you want to have money 'on hand' - for renovations, home additions, holidays or investments.
Line of credit with a competitive interest rate
Access funds up to your approved limit without applying for a new loan
No penalty for extra repayments
Free online redraw
No establishment fees
0.5% discount on personal loans
Personal loan application & credit card annual fee waived
Optional: 20% off a new home insurance policy#
Mortgage Secured Overdraft
A Mortgage Secured Overdraft provides the flexibility and freedom to choose when and how you access your loan funds. A secured overdraft means you have money 'on hand' - for renovations, home additions, holidays or investments.
No monthly fees
Special: save up to $900 on establishment fees~
Compare our various Home Loans to find the one that's right for you.
Our Mobile Banking Specialists can meet you at your home, workplace, or even at a coffee shop at a time that suits you best.
Apply for home loan any time online.
Speak to a Home Loan Specialist.
8:45am to 4:30pm Mon-Fri
Make an enquiry and we'll get back to you.
~ Applies to owner-occupied loans only. Customers will save up to $900 off standard QBANK, valuation, and mortgagee legal fees. Non-standard valuations and mortgages may incur an additional charge. Government charges still apply.
# The purchase and payment of a new QBE Home, Home Contents, Landlords or a Comprehensive Motor policy between 9.00am on 6 November 2017 and closes at 5.00pm on 31 December 2017 entitles the member to receive a 20% discount or $200 off their insurance premium, whichever is the lesser. Discount applies on first year premium only.
Terms and conditions are available on request. Normal transaction and account fees and charges still apply. Normal lending criteria applies. Interest rates current as at 29 September 2017 and are subject to change without notice.