If you want to have money 'on hand' for activities such as renovations, home additions, holidays or investments a line of credit may suit you.
Whatever stage you're at, use our Property Reports as your guide to the housing market.
Get $1,000 cash back when you refinance your home loan with QBANK1. Plus, you’ll receive up to 20% off any new home insurance policy#.
$250,000 & above
The Classic Plus home loan overdraft package rewards members with ongoing benefits such as significant savings on borrowings, everyday banking and investments.
At the same time the Classic Plus Overdraft provides the flexibility and freedom to choose when and how you access your loan funds. It's great if you want to have money 'on hand' - for renovations, home additions, holidays or investments.
Line of credit with a competitive interest rate
Access funds up to your approved limit without applying for a new loan
No penalty for extra repayments
Free online redraw
No establishment fees
0.5% discount on personal loans
Personal loan application fee waived
Optional 20% off a new home insurance policy#
Mortgage Secured Overdraft
A Mortgage Secured Overdraft provides the flexibility and freedom to choose when and how you access your loan funds. A secured overdraft means you have money 'on hand' - for renovations, home additions, holidays or investments.
No monthly fees
Special: save up to $700 on establishment fees~
~ Applies to owner-occupied loans only. Members will save up to $700 off standard QBANK, valuation, and mortgagee legal fees. Non-standard valuations and mortgages may incur an additional charge. Government charges and a $195 settlement fee still apply ($295 if construction loan).
# The purchase and payment of a new QBE Home, Home Contents, or Landlords policy during the Promotion Period entitles the member to receive a 20% discount or $200 off their insurance premium, whichever is the lesser. Discount applies on first year premium only.
1 The $1,000 cashback offer applies to home loan refinance applications between 3 October and 3 December 2018 of $150,000 or more of new lending for both owner occupiers and investors. Applications must be settled within 60 days of the approval date to receive the cashback. Offer may be withdrawn at any time. The offer only applies if the member is refinancing a home loan to QBANK from another financial institution.
Normal lending criteria applies. Interest rates current as at 24 October 2018 and are subject to change without notice.
Our Mobile Banking Specialists can meet you at your home, workplace, or even at a coffee shop at a time that suits you best.
Can't make it to a branch? Book a video conferencing appointment with a home loan specialist.
Choose the stability of a fixed interest rate.
A home loan packed with features and discounts.
Compare our various Home Loans to find the one that's right for you.
Apply for a home loan online any time.
Speak to a Home Loan Specialist.
8:45am to 4:30pm Mon-Fri
Make an enquiry and we'll get back to you.
As a member owned bank, our profits go back to members in the form of award winning products, low rates and low fees. Our credit criteria is tailored around our unique community, those who serve and protect Queensland. We take into account overtime, shift penalties and 100% allowances for those in essential services.