If you want to have money 'on hand' for activities such as renovations, home additions, holidays or investments a line of credit may suit you.
Take out a QBANK home loan before 14 October 2018 and you'll go in the draw to win a $5,000 housewarming gift8. New furniture or holiday? You decide.
Plus, we'll spring clean your budget with up to 20% off your first year of home insurance#.
$250,000 & above
The Classic Plus home loan overdraft package rewards members with ongoing benefits such as significant savings on borrowings, everyday banking and investments.
At the same time the Classic Plus Overdraft provides the flexibility and freedom to choose when and how you access your loan funds. It's great if you want to have money 'on hand' - for renovations, home additions, holidays or investments.
Line of credit with a competitive interest rate
Access funds up to your approved limit without applying for a new loan
No penalty for extra repayments
Free online redraw
No establishment fees
0.5% discount on personal loans
Personal loan application fee waived
Optional 20% off a new home insurance policy#
Mortgage Secured Overdraft
A Mortgage Secured Overdraft provides the flexibility and freedom to choose when and how you access your loan funds. A secured overdraft means you have money 'on hand' - for renovations, home additions, holidays or investments.
No monthly fees
Special: save up to $700 on establishment fees~
As a member owned bank, our profits go back to members in the form of award winning products, low rates and low fees. Our credit criteria is tailored around our unique community, those who serve and protect Queensland. We take into account overtime, shift penalties and 100% allowances for those in essential services.
Compare our various Home Loans to find the one that's right for you.
Our Mobile Banking Specialists can meet you at your home, workplace, or even at a coffee shop at a time that suits you best.
Apply for a home loan online any time.
Speak to a Home Loan Specialist.
8:45am to 4:30pm Mon-Fri
Make an enquiry and we'll get back to you.
~ Applies to owner-occupied loans only. Members will save up to $700 off standard QBANK, valuation, and mortgagee legal fees. Non-standard valuations and mortgages may incur an additional charge. Government charges and a $195 settlement fee still apply ($295 if construction loan).
# The purchase and payment of a new QBE Home, Home Contents, Landlords or a Comprehensive Motor policy entitles the member to receive a 20% discount or $200 off their insurance premium, whichever is the lesser. Discount applies on first year premium only.
8 The promotion is called 'Win a $5,000 housewarming gift'. The promotion is available to (i) those who take out a home loan with QBANK, or refinance their existing home loan, of $150,000 or greater during the Promotion Period ii) who are not directors, management or employees, or their immediate family members, of the Promoter or its related companies or agencies associated with the Competition. If the home loan is being refinanced The Promotion only applies if the member is switching a home loan to QBANK from another financial institution. The Promotion Period commences 9.00am on 6 August 2018 and closes at 5.00pm on 14 October 2018. Home loan applications must be received on or before 5.00pm, 14 October 2018. The Promotion applies to applications submitted between 6 August – 14 October, and settled from 6 August, through to 60 days after the close of The Promotion, 6 December 2018. The first valid entry drawn on 16 October will receive $5,000 deposited into their QBANK Everyday Plus bank account on settlement of their home loan. The winner will be notified by phone or email. Prizes are not transferable or exchangeable.
Terms and Conditions - Win a $5,000 housewarming gift. Terms and Conditions - Up to 20% off home & motor insurance. Normal lending criteria applies. Interest rates current as at 6 August 2018 and are subject to change without notice.