A home or investment line of credit with a competitive variable interest rate.
Whatever stage you're at, use our Property Reports as your guide to the housing market.
$250,000 & above
The Classic Plus home loan overdraft package rewards members with ongoing benefits such as significant savings on borrowings, everyday banking and investments.
At the same time the Classic Plus Overdraft provides the flexibility and freedom to choose when and how you access your loan funds. It's great if you want to have money 'on hand' - for renovations, home additions, holidays or investments.
Line of credit with a competitive interest rate
Access funds up to your approved limit without applying for a new loan
No penalty for extra repayments
Free online redraw for P&I loans
No establishment fees
0.5% discount on personal loans
Personal loan application fee waived
Optional 20% off a new home insurance policy#
Investor $250,000 & above
~ Applies to owner-occupied loans only. Members will save up to $700 off standard QBANK, valuation, and mortgagee legal fees. Government charges and a $195 settlement fee still apply ($295 if construction loan).
# The purchase and payment of a new QBE Home, Home Contents, Landlords or a Comprehensive Motor policy entitles the members to receive a 20% discount or $200 off their insurance premium, whichever is the lesser. Discount applies on first year premium only. Not available on renewals. Full terms and conditions available at qbank.com.au/terms. Offer may be withdrawn at any time. Please read the PDS available at qbank.com.au/insurance to decide if a product is right for you. Insurance issued by QBE Insurance (Australia) Ltd ABN 78 003 191 035 AFSL 239545.
* The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term. WARNING This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2 Valid for home loan applications of $150,000 or more of new lending for owner occupiers and is available for a limited time only. Interest only not available. To qualify, the customer must deposit a salary credit of at least $1,500 a month into a QBANK transaction account. Offer may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK members switching loans or internal refinances.
3 Additional repayments limited to $10,000 per annum to a maximum of $30,000 in any fixed rate period.
4 Not available on interest only. Fee for paper redraw applies.
Normal lending criteria applies. Interest rates current as at 4 October 2019 and are subject to change without notice.
Our Mobile Banking Specialists can meet you at your home, workplace, or even at a coffee shop at a time that suits you best.
Can't make it to a branch? Book a video conferencing appointment with a home loan specialist.
Choose the stability of a fixed interest rate.
A home loan packed with features and discounts.
Compare our various Home Loans to find the one that's right for you.
Apply for a home loan online any time.
Speak to a Home Loan Specialist.
8:45am to 4:30pm Mon-Fri
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As a member owned bank, our profits go back to members in the form of award winning products, low rates and low fees. Our credit criteria is tailored around our unique community, those who serve and protect Queensland. We take into account overtime, shift penalties and 100% allowances for those in essential services.