A home or investment line of credit with a competitive variable interest rate.
$250,000 & above
The Classic Plus home loan overdraft package rewards members with ongoing benefits such as significant savings on borrowings, everyday banking and investments.
At the same time the Classic Plus Overdraft provides the flexibility and freedom to choose when and how you access your loan funds. It's great if you want to have money 'on hand' - for renovations, home additions, holidays or investments.
Line of credit with a competitive interest rate
Access funds up to your approved limit without applying for a new loan
No penalty for extra repayments
Free online redraw
No establishment fees
0.5% discount on personal loans
Personal loan application fee waived
Optional: 10% off a new home insurance policy#
Investor $250,000 & above
^ Valid for 2 and 3 year fixed rate home loan applications up to 80% LVR for investors approved after 29 September 2017 and is available for a limited time only. To qualify, the customer must deposit a salary credit of at least $1,500 a month into a QBANK Everyday Plus transaction account. Offer may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK customers switching loans or internal refinances.
~ Applies to owner-occupied loans only. Customers will save up to $900 off standard QBANK, valuation, and mortgagee legal fees. Non-standard valuations and mortgages may incur an additional charge. Government charges still apply.
# The purchase and payment of a new QBE Home, Home Contents, Landlords or a Comprehensive Motor policy entitles the member to receive a 10% discount or $200 off their insurance premium, whichever is the lesser. Discount applies on first year premium only.
* WARNING: This comparison rate applies only to the example above. Different amounts and terms will result in different comparison rates. Costs such as redraw fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term.
1 Award winning refers to QBANK's 3 Year fixed rate home loan and Classic Home Loan from Canstar.
3 Additional repayments limited to $10,000 per annum to a maximum of $30,000 in any fixed rate period.
4 Not available on interest only. Fee for paper redraw applies.
6 Valid for 2 year fixed rate principal and interest home loan applications up to 80% LVR for owner occupiers approved after 29 September 2017 and is available for a limited time only. To qualify, the customer must deposit a salary credit of at least $1,500 a month into a QBANK Everyday Plus transaction account. Offer may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK customers switching loans or internal refinances.
7 If further funds are required during the fixed rate term, an additional loan can be established as a split loan.
Terms and conditions are available on request. Normal transaction and account fees and charges still apply. Normal lending criteria applies. Interest rates current as at 5 February 2018 and are subject to change without notice.
A low variable Home Loan rate with no monthly fees and flexible repayments.
A home loan packed with features and discounts.
Choose the stability of a fixed interest rate.
Apply for home loan any time online.
Speak to a Home Loan Specialist.
8:45am to 4:30pm Mon-Fri
Make an enquiry and we'll get back to you.