Mortgage Secured Overdraft

A home or investment line of credit with a competitive variable interest rate.

5.29 % p.a.
Mortgage Secured Overdraft

A home or investment line of credit with a competitive variable interest rate.

Mortgage Secured Overdraft
Product name Owner Occupier

Mortgage Secured Overdraft

5.29 % p.a. Owner Occupier

A Mortgage Secured Overdraft provides the flexibility and freedom to choose when and how you access your loan funds. A secured overdraft means you have money 'on hand' - for renovations, home additions, holidays or investments.


Line of credit with a competitive interest rate

Access funds up to your approved limit without applying for a new loan

No monthly fees

Special: save up to $900 on establishment fees~


Product facts
Interest Type
Minimum Loan Amount
Additional Repayments
Repayment Redraw
Monthly Fee
100% Offset Account
Interest Only Available
Establishment Fees Waived
Yes, ~
Top-up Loan Available
Split Loans Available
Loan To Valuation Ratio (LVR)
Up to 80%
Loan purpose
Owner occupied or investment
Registered first mortgage over residential property
Individual or joint
Construction Loans Available
Loan Portable
Repayment Frequency
Weekly, fortnightly or monthly.
Statement Frequency

Investor rates

Mortgage Secured Overdraft
Product name Investment Property

Investor Mortgage Secured Overdraft

5.29 % p.a. Investment Property

Disclaimer information Expand

~ Applies to owner-occupied loans only. Customers will save up to $900 off standard QBANK, valuation, and mortgagee legal fees. Non-standard valuations and mortgages may incur an additional charge. Government charges still apply.

* WARNING: This comparison rate applies only to the example above. Different amounts and terms will result in different comparison rates. Costs such as redraw fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term.

3 Additional repayments limited to $10,000 per annum to a maximum of $30,000 in any fixed rate period.

4 Not available on interest only. Fee for paper redraw applies.

6 Award winning refers to QBANK's 3 Year fixed rate home loan and Classic Home Loan from Canstar.

7 If further funds are required during the fixed rate term, an additional loan can be established as a split loan.

Terms and conditions are available on request. Normal transaction and account fees and charges still apply. Normal lending criteria applies. Interest rates current as at 1 February 2017 and are subject to change without notice.

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