Classic Plus Home Loan Package

A home loan packed with features and discounts.

4.15 % p.a.5
4.46 % p.a.*
New lending $500K+
Comparison Rate

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A home loan packed with features and discounts.

Classic Plus
Product name Owner Occupier Comparison Rate
Special Offer

New lending $500k+

4.15 % p.a.5 Owner Occupier

4.46 % p.a.* Comparison rate

Special Offer

New lending $250k-$499k

4.40 % p.a.5 Owner Occupier

4.70 % p.a.* Comparison rate

Special Offer

New lending $100k-249k

4.55 % p.a.5 Owner Occupier

4.85 % p.a.* Comparison rate

$250k & above

4.45 % p.a. Owner Occupier

4.75 % p.a.* Comparison rate


4.60 % p.a. Owner Occupier

4.90 % p.a.* Comparison rate

The Classic Plus Home Loan package offers great savings including a discounted variable Home Loan rate, a 100% mortgage offset account, no loan establishment fees, free online redraw and unlimited additional repayments at no extra cost. The Classic Plus Home Loan package also provides you discounts on other products.


Discounted rate5 for new loans

100% mortgage offset account

No loan establishment fees

Free online redraw

No penalty for extra repayments

0.5% discount on personal loans

Optional 20% off a new home insurance policy#


Product facts
Interest Type
Minimum Loan Amount
Maximum Loan Term
30 years
Additional Repayments
Repayment Redraw
Monthly Fee
100% Offset Account
Interest Only Available
Yes, Up to 90% LVR investor only (max 5 years)
Establishment Fees Waived
Top-up Loan Available
Split Loans Available
Loan To Valuation Ratio (LVR)
Up to 95%
Loan purpose
Owner occupied or investment
Registered first mortgage over residential property
Individual or joint
Construction Loans Available
Loan Portable
Repayment Frequency
Weekly, fortnightly or monthly.
Loan Access
Branch, internet, mobile, telephone and BPAY.
Statement Frequency
To be eligible members must have their salary credited into a QBANK transaction account.

Investor rates

Classic Plus
Product name Investment Property Comparison Rate
Special Offer

Investor new lending $500k+

4.55 % p.a.5 Investment Property

4.85 % p.a.* Comparison rate

Investor $250k & above

4.80 % p.a. Investment Property

5.10 % p.a.* Comparison rate

Investor $100k-$249k

4.95 % p.a. Investment Property

5.24 % p.a.* Comparison rate

Disclaimer information Expand

# The purchase and payment of a new QBE Home, Home Contents, or Landlords policy during the Promotion Period entitles the member to receive a 20% discount or $200 off their insurance premium, whichever is the lesser. Discount applies on first year premium only.

* WARNING: This comparison rate applies only to the example above. Different amounts and terms will result in different comparison rates. Costs such as redraw fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term.

5 Valid for Classic Plus home loan applications for more than $150,000 of new lending approved after 1 June 2018 and is available for a limited time only. To qualify, the customer must deposit a salary credit of at least $1,500 a month into a QBANK transaction account. Offer may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK members switching loans or internal refinances.

Normal lending criteria applies. Interest rates current as at 24 October 2018 and are subject to change without notice.

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As a member owned bank, our profits go back to members in the form of award winning products, low rates and low fees. Our credit criteria is tailored around our unique community, those who serve and protect Queensland. We take into account overtime, shift penalties and 100% allowances for those in essential services.