Classic Plus Home Loan Package

A home loan packed with features and discounts.

4.09 % p.a.5
4.40 % p.a.*
New lending $500K+
Comparison Rate

A home loan packed with features and discounts.

Classic Plus
Product name Owner Occupier Comparison rate
Special Offer

New lending $500k+

4.09 % p.a.5 Owner Occupier

4.40 % p.a.* Comparison rate

Special Offer

New lending $250k-$499k

4.34 % p.a.5 Owner Occupier

4.65 % p.a.* Comparison rate

Special Offer

New lending $100k-249k

4.49 % p.a.5 Owner Occupier

4.79 % p.a.* Comparison rate

$250k & above

4.39 % p.a. Owner Occupier

4.70 % p.a.* Comparison rate


4.54 % p.a. Owner Occupier

4.84 % p.a.* Comparison rate

The Classic Plus Home Loan package offers great savings including a discounted variable Home Loan rate, a 100% mortgage offset account, no establishment fees~, free online redraw and unlimited additional repayments at no extra cost. The Classic Plus Home Loan package also provides you discounts on other products.


Discounted rate5 for new loans

100% mortgage offset account

No establishment fees

Free online redraw

No penalty for extra repayments

0.5% discount on personal loans

Credit card annual fee waived

Personal loan application fee waived


Product facts
Interest Type
Minimum Loan Amount
Maximum Loan Term
30 years
Additional Repayments
Repayment Redraw
Monthly Fee
100% Offset Account
Interest Only Available
Establishment Fees Waived
Top-up Loan Available
Split Loans Available
Loan To Valuation Ratio (LVR)
Up to 95%
Loan purpose
Owner occupied or investment
Registered first mortgage over residential property
Individual or joint
Construction Loans Available
Loan Portable
Repayment Frequency
Weekly, fortnightly or monthly.
Loan Access
Branch, internet, mobile, telephone and BPAY.
Statement Frequency
To be eligible members must have their salary credited into a QBANK transaction account and hold a QBANK credit card (subject to approval).

Investor rates

Classic Plus
Product name Investment Property Comparison rate
Special Offer

Investor new lending $500k+

4.39 % p.a.5 Investment Property

4.70 % p.a.* Comparison rate

Investor $250k & above

4.64 % p.a. Investment Property

4.94 % p.a.* Comparison rate

Investor $100k-$249k

4.79 % p.a. Investment Property

5.09 % p.a.* Comparison rate

Disclaimer information Expand

* WARNING: This comparison rate applies only to the example above. Different amounts and terms will result in different comparison rates. Costs such as redraw fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term.

5 Valid for Classic Plus home loan applications that includes at least $100,000 of new lending approved after 1 September 2016. Offer is subject to change without notice and may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK customers switching loans, or internal refinances.

Terms and conditions are available on request. Normal transaction and account fees and charges still apply. Normal lending criteria applies. Interest rates current as at 1 February 2017 and are subject to change without notice.

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