Classic Plus Home Loan Package

A home loan packed with features and discounts.

4.09 % p.a.5
4.40 % p.a.*
New lending $500K+
Comparison Rate

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A home loan packed with features and discounts.

Classic Plus
Product name Owner Occupier Comparison rate
Special Offer

New lending $500k+

4.09 % p.a.5 Owner Occupier

4.40 % p.a.* Comparison rate

Special Offer

New lending $250k-$499k

4.34 % p.a.5 Owner Occupier

4.65 % p.a.* Comparison rate

Special Offer

New lending $100k-249k

4.49 % p.a.5 Owner Occupier

4.79 % p.a.* Comparison rate

$250k & above

4.39 % p.a. Owner Occupier

4.70 % p.a.* Comparison rate

$100k-$249k

4.54 % p.a. Owner Occupier

4.84 % p.a.* Comparison rate

The Classic Plus Home Loan package offers great savings including a discounted variable Home Loan rate, a 100% mortgage offset account, no establishment fees~, free online redraw and unlimited additional repayments at no extra cost. The Classic Plus Home Loan package also provides you discounts on other products.

Features

Discounted rate5 for new loans

100% mortgage offset account

No establishment fees

Free online redraw

No penalty for extra repayments

0.5% discount on personal loans

Credit card annual fee waived

Optional: 10% off a new home insurance policy#

Facts

Product facts
Interest Type
Variable
Minimum Loan Amount
$100,000
Maximum Loan Term
30 years
Additional Repayments
Yes
Repayment Redraw
Yes
Monthly Fee
$25
100% Offset Account
Yes
Interest Only Available
Yes
Establishment Fees Waived
Yes
Top-up Loan Available
Yes
Split Loans Available
Yes
Loan To Valuation Ratio (LVR)
Up to 95%
Loan purpose
Owner occupied or investment
Security
Registered first mortgage over residential property
Borrowers
Individual or joint
Construction Loans Available
Yes
Loan Portable
Yes
Repayment Frequency
Weekly, fortnightly or monthly.
Loan Access
Branch, internet, mobile, telephone and BPAY.
Statement Frequency
Quarterly
Eligibility
To be eligible members must have their salary credited into a QBANK transaction account and hold a QBANK credit card (subject to approval).

Investor rates

Classic Plus
Product name Investment Property Comparison rate
Special Offer

Investor new lending $500k+

4.39 % p.a.5 Investment Property

4.70 % p.a.* Comparison rate

Investor $250k & above

4.64 % p.a. Investment Property

4.94 % p.a.* Comparison rate

Investor $100k-$249k

4.79 % p.a. Investment Property

5.09 % p.a.* Comparison rate

Disclaimer information Expand

# Offer applies to home loan applications approved after 17 July 2017. The discount applies to a new home and contents insurance policy only and not on current or subsequent renewals.

* WARNING: This comparison rate applies only to the example above. Different amounts and terms will result in different comparison rates. Costs such as redraw fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term.

5 Valid for Classic Plus home loan applications that includes at least $100,000 of new lending approved after 1 September 2016. Offer is subject to change without notice and may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK customers switching loans, or internal refinances.

Terms and conditions are available on request. Normal transaction and account fees and charges still apply. Normal lending criteria applies. Interest rates current as at 5 May 2017 and are subject to change without notice.

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