Classic Plus Home Loan Package

A home loan packed with features and discounts.

4.09 % p.a.5
4.40 % p.a.*
New lending $500K+
Comparison Rate

QBANK Property Reports

Whatever stage you're at, use our Property Reports as your guide to the housing market.

Request a free report

A home loan packed with features and discounts.

Classic Plus
Product name Owner Occupier Comparison rate
Special Offer

New lending $500k+

4.09 % p.a.5 Owner Occupier

4.40 % p.a.* Comparison rate

Special Offer

New lending $250k-$499k

4.34 % p.a.5 Owner Occupier

4.65 % p.a.* Comparison rate

Special Offer

New lending $100k-249k

4.49 % p.a.5 Owner Occupier

4.79 % p.a.* Comparison rate

$250k & above

4.39 % p.a. Owner Occupier

4.70 % p.a.* Comparison rate


4.54 % p.a. Owner Occupier

4.84 % p.a.* Comparison rate

The Classic Plus Home Loan package offers great savings including a discounted variable Home Loan rate, a 100% mortgage offset account, no establishment fees~, free online redraw and unlimited additional repayments at no extra cost. The Classic Plus Home Loan package also provides you discounts on other products.


Discounted rate5 for new loans

100% mortgage offset account

No establishment fees

Free online redraw

No penalty for extra repayments

0.5% discount on personal loans

Optional: 10% off a new home insurance policy#


Product facts
Interest Type
Minimum Loan Amount
Maximum Loan Term
30 years
Additional Repayments
Repayment Redraw
Monthly Fee
100% Offset Account
Interest Only Available
Yes, up to 90% LVR investor only (max 10 years)
Establishment Fees Waived
Top-up Loan Available
Split Loans Available
Loan To Valuation Ratio (LVR)
Up to 95%
Loan purpose
Owner occupied or investment
Registered first mortgage over residential property
Individual or joint
Construction Loans Available
Loan Portable
Repayment Frequency
Weekly, fortnightly or monthly.
Loan Access
Branch, internet, mobile, telephone and BPAY.
Statement Frequency
To be eligible members must have their salary credited into a QBANK transaction account.

Investor rates

Classic Plus
Product name Investment Property Comparison rate
Special Offer

Investor new lending $500k+

4.39 % p.a.5 Investment Property

4.70 % p.a.* Comparison rate

Investor $250k & above

4.64 % p.a. Investment Property

4.94 % p.a.* Comparison rate

Investor $100k-$249k

4.79 % p.a. Investment Property

5.09 % p.a.* Comparison rate

Disclaimer information Expand

# The purchase and payment of a new QBE Home, Home Contents, Landlords or a Comprehensive Motor policy entitles the member to receive a 10% discount or $200 off their insurance premium, whichever is the lesser. Discount applies on first year premium only.

* WARNING: This comparison rate applies only to the example above. Different amounts and terms will result in different comparison rates. Costs such as redraw fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term.

5 Valid for Classic Plus home loan applications that includes at least $100,000 of new lending approved after 1 September 2016. Offer is subject to change without notice and may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK customers switching loans, or internal refinances.

Terms and conditions are available on request. Normal transaction and account fees and charges still apply. Normal lending criteria applies. Interest rates current as at 5 February 2018 and are subject to change without notice.

Ready when you are

Apply online

Apply for home loan any time online.

Apply Now

Let's talk

Speak to a Home Loan Specialist.

13 77 28

8:45am to 4:30pm Mon-Fri

Have a question?

Make an enquiry and we'll get back to you.

Email Enquiry