Standard Variable Rate Home Loan
Whatever stage you're at, use our Property Reports as your guide to the housing market.
Standard Variable Rate
4.87 % p.a. Owner Occupier
4.89 % p.a.* Comparison rate
A home or investment loan offering borrowers the freedom of a competitive interest rate with no ongoing fees and flexible repayments, which can help pay the loan off sooner. This loan has lots of features like a redraw facility so you can access extra repayments for peace of mind, and an option to pause repayments in the event of unforeseen circumstances.
No monthly fees
Free online redraw for P&I loans
No penalty for extra repayments
Special: save up to $700 on upfront fees~
Optional 20% off a new home insurance policy#
Standard Variable Investor
5.22 % p.a. Investment Property
5.29 % p.a.* Comparison rate
~ Applies to owner-occupied loans only. Members will save up to $700 off standard QBANK, valuation, and mortgagee legal fees. Government charges and a $195 settlement fee still apply ($295 if construction loan).
# The purchase and payment of a new QBE Home, Home Contents, Landlords or a Comprehensive Motor policy entitles the members to receive a 20% discount or $200 off their insurance premium, whichever is the lesser. Discount applies on first year premium only. Not available on renewals. Full terms and conditions available at qbank.com.au/terms. Offer may be withdrawn at any time. Please read the PDS available at qbank.com.au/insurance to decide if a product is right for you. Insurance issued by QBE Insurance (Australia) Ltd ABN 78 003 191 035 AFSL 239545.
* WARNING: This comparison rate applies only to the example above. Different amounts and terms will result in different comparison rates. Costs such as redraw fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term.
Normal lending criteria applies. Interest rates current as at 1 July 2019 and are subject to change without notice.
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