Standard Variable Rate Home Loan
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Standard Variable Rate
A home or investment loan offering borrowers the freedom of a competitive interest rate with no ongoing fees and flexible repayments, which can help pay the loan off sooner. This loan has lots of features like a redraw facility so you can access extra repayments for peace of mind, and an option to pause repayments in the event of unforeseen circumstances.
No monthly fees
Free online redraw
No penalty for extra repayments
Special: save up to $700 on upfront fees~
Optional 20% off a new home insurance policy#
Standard Variable Investor
~ Applies to owner-occupied loans only. Members will save up to $700 off standard QBANK, valuation, and mortgagee legal fees. Non-standard valuations and mortgages may incur an additional charge. Government charges and a $195 settlement fee still apply ($295 if construction loan).
# The purchase and payment of a new QBE Home, Home Contents, or Landlords policy during the Promotion Period entitles the member to receive a 20% discount or $200 off their insurance premium, whichever is the lesser. Discount applies on first year premium only.
* WARNING: This comparison rate applies only to the example above. Different amounts and terms will result in different comparison rates. Costs such as redraw fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term.
Normal lending criteria applies. Interest rates current as at 24 October 2018 and are subject to change without notice.
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Choose the stability of a fixed interest rate.
A home loan packed with features and discounts.
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As a member owned bank, our profits go back to members in the form of award winning products, low rates and low fees. Our credit criteria is tailored around our unique community, those who serve and protect Queensland. We take into account overtime, shift penalties and 100% allowances for those in essential services.