Our car insurance is easy to arrange, simple to claim and competitively priced.
But if it was taken away from you, what would you do? That’s where car insurance comes in. Our MemberCare Car Insurance provides you a range of benefits you can count on, including:
4 year new car replacement (optional)
Agreed value option for accidental loss or damage
A strong claims history
Flexible payment at no extra charge
This policy provides complete cover, regardless of the number of licensed drivers using the vehicle. It protects you against theft, fire and damage to your car, as well as damage you may cause to another person’s car or property.
If you are a more experienced driver 30 years of age or over, and others under 30 won’t be driving the car, you can nominate two drivers who are 30 years of age or over and take out a full comprehensive policy at a discounted price.
This provides cover for damage you may cause to another person’s car or property, but does not cover your own car. Uninsured Driver Protection Cover is included under this policy.
This is an extension of the Third Party Only Policy, which provides cover if your car is stolen or damaged due to fire.
Insure your brand new car with QBE within two years of purchase, and if it’s written off within the first four years of ownership or 100,000 kms, whichever comes first, it’ll be replaced with a new one (conditions apply).
Car Insurance PDS
Car Insurance SPDS
(inc Nominated 30+ Driver Policies)
With QBANK there are various ways to enjoy discounts on your premium.
Your excess is the initial amount you have to pay yourself if you make a claim, and we offer variable excess. The higher the excess you choose, the lower the premium you’ll pay.
Once you have one MemberCare insurance policy with us, we’ll give you a discount on each additional MemberCare policy.
If you’ve been claim-free for a period of 12 months upward, you may qualify for a no-claim bonus of up to 60% off the base premium.
From making your application to making a claim, QBANK ensures things are as straightforward as possible.
You can apply online, by phone, or at any branch. Flexible payment options include fortnightly, monthly or annual direct debit or credit card payments (excluding Diners Club).
If you do need to make a claim, we won’t make you wade through paperwork. Your claim will be made through a 24-hour emergency claims number, and in most cases, you just need to provide details over the phone.
Make an enquiry and we'll get back to you.
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8:45am to 4:30pm Mon-Fri
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Motor Insurance is one of a comprehensive range of insurance solutions offered through our association with QBE Insurance. Founded in 1886, QBE is one of Australia’s leading insurers. It’s because of QBE’s experience, security and strength – as well as their prompt, efficient and friendly claims service – that we’ve made them our general insurance provider. This partnership enables us to deliver QBANK members quality and value in insurance products, with the added convenience of having everything under the same roof.
QPCU Limited (ABN 79 087 651 036, AFSL 241 413) t/a QBANK (QBANK) acts under its own AFSL when distributing the Motor Insurance which is issued by QBE Insurance (Australia) Limited (ABN 78 00 3 1 91 035, AFS License 239545) (QBE). QBANK acts on behalf of QBE when distributing the Motor Insurance and not on your behalf. Any advice provided is general only and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. To decide if this product is right for you, please read the Motor Insurance Product Disclosure Statement (PDS) and Financial Services Guide (FSG).