Our home and contents insurance is easy to arrange, simple to claim and competitively priced.
So knowing you’ve got reliable cover to protect those items – some of which you may have accumulated over your lifetime – can be very reassuring.
With QBANK MemberCare Home and Contents Insurance, you’ll have peace of mind knowing you are covered.* Plus, you’ll enjoy competitive premiums as well as multi-policy discounts. Backed by one of the top global insurers, we offer home and contents cover you can rely on.
Home Cover provides peace of mind that, if through specific events, your property is damaged, destroyed or stolen, it can be repaired or replaced and it will usually be on a “new-for-old” basis, regardless of the item’s age. See what is covered below.
Home Cover PDS
Home Cover Prestige provides cover, in addition to the specific events listed below, as it also protects you against power surge, malicious damage and accidental loss or damage to home and contents at the insured address.
Plus it provides extended cover for your contents when temporarily removed anywhere in Australia and New Zealand, or for up to 90 days when overseas.
Home Cover Prestige PDS
Make an enquiry and we'll get back to you.
Speak to a friendly Insurance Specialist.
8:45am to 4:30pm Mon-Fri
Access your quote or policy via our insurance portal.
The more secure your property is - through deadlocks, window locks, and either local or monitored alarms - the less you may have to pay.
Continue to earn a No Claim Bonus discount, up to our maximum level, the more years you go without making a claim.
If any named Policyholders are over 50 years of age, you are entitled to the over 50s discount.
Once you have one MemberCare insurance policy with us, we'll give you a discount on each additional MemberCare policy.
Your excess is the initial amount you have to pay yourself if you make a claim, and we offer options of nil excess, $100, $250, $300, $400, $500, $750, $1,000, $2,500, $5,000, $7,500 and $10,000. The higher the excess you choose, the lower the premium you'll pay.
If you're retired and no longer working more than 20 hours a week your premium will reflect the lower-risk nature of your circumstances.
Complete an enquiry form and we'll get back to you as soon as possible.
Please enter all required fields
Home and Contents Insurance is one of a comprehensive range of insurance solutions offered through our association with QBE Insurance. Founded in 1886, QBE is one of Australia’s leading insurers. It’s because of QBE’s experience, security and strength – as well as their prompt, efficient and friendly claims service – that we’ve made them our general insurance provider. This partnership enables us to deliver QBANK members quality and value in insurance products, with the added convenience of having everything under the same roof.
QPCU Limited (ABN 79 087 651 036, AFSL 241 413) t/a QBANK (QBANK) acts under its own AFSL when distributing the Home Cover and Home Cover Prestige Insurance which is issued by QBE Insurance (Australia) Limited (ABN 78 00 3 1 91 035, AFS License 239545) (QBE). QBANK acts on behalf of QBE when distributing the Home Cover and Home Cover Prestige Insurance and not on your behalf. Any advice provided is general only and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. To decide if this product is right for you, please read the Home Cover Product Disclosure Statement (PDS), Home Cover Prestige Product Disclosure Statement (PSD) and Financial Services Guide (FSG).