Check that your insurance is up-to-date and what you're covered for today.
So knowing you’ve got reliable cover to protect those items – some of which you may have accumulated over your lifetime – can be very reassuring.
With QBANK MemberCare Home and Contents Insurance, you’ll have peace of mind knowing you are covered.* Plus, you’ll enjoy competitive premiums as well as multi-policy discounts. Backed by one of the top global insurers, we offer home and contents cover you can rely on.
Home Cover provides peace of mind that, if through specific events, your property is damaged, destroyed or stolen, it can be repaired or replaced and it will usually be on a “new-for-old” basis, regardless of the item’s age. See what is covered below.
Home Cover PDS
Home Cover Prestige provides cover, in addition to the specific events listed below, as it also protects you against power surge, malicious damage and accidental loss or damage to home and contents at the insured address.
Plus it provides extended cover for your contents when temporarily removed anywhere in Australia and New Zealand, or for up to 90 days when overseas.
Home Cover Pestige PDS
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Speak to a friendly Insurance Specialist.
8:45am to 4:30pm Mon-Fri
Access your quote or policy via our insurance portal.
The more secure your property is - through deadlocks, window locks, and either local or monitored alarms - the less you may have to pay.
Continue to earn a No Claim Bonus discount, up to our maximum level, the more years you go without making a claim.
If any named Policyholders are over 50 years of age, you are entitled to the over 50s discount.
Once you have one MemberCare insurance policy with us, we'll give you a discount on each additional MemberCare policy.
Your excess is the initial amount you have to pay yourself if you make a claim, and we offer options of nil excess, $100, $250, $300, $400, $500, $750, $1,000, $2,500, $5,000, $7,500 and $10,000. The higher the excess you choose, the lower the premium you'll pay.
If you're retired and no longer working more than 20 hours a week your premium will reflect the lower-risk nature of your circumstances.
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Home and Contents Insurance is one of a comprehensive range of insurance solutions offered through our association with QBE Insurance. Founded in 1886, QBE is one of Australia’s leading insurers. It’s because of QBE’s experience, security and strength – as well as their prompt, efficient and friendly claims service – that we’ve made them our general insurance provider. This partnership enables us to deliver QBANK members quality and value in insurance products, with the added convenience of having everything under the same roof.
*Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your personal needs, objectives and financial circumstances. Please read the Product Disclosure Statement available from QBANK to decide if this product is right for you. Insurance issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL No.239545. When calculating your annual premium based upon the sum of periodic payments this total annual premium may differ from our quoted annual premium due to the impact of standard rounding. Multi-policy discount is not available on your first policy and only applies when all policies are purchased through the same financial institution.