Landlords Insurance

Cover your investment for a range of scenarios including vandalism, malicious damage, theft, lost rental income, fire, lightning and storm or flood damage, falling trees and unforeseen catastrophes.

With Landlords insurance, you have peace of mind that you’ll be covered if your property is damaged or destroyed by specific events as set out in the policy wording.

A number of ways to save

A range of ways to save

There are various ways to enjoy discounts on your premium.

Security discounts

The more secure your property is - through deadlocks, window locks, and either local or monitored alarms – the less you may have to pay.

Household no claim bonus

Continue to earn No Claim Bonus discount, up to our maximum level, the more years you go without making a claim.

Seniors discount

If any named Policyholders are over 50 years of age, you are entitled to the over 50s discount.

Multi-policy discount

Once you have one MemberCare insurance policy with us, we’ll give you a discount on each additional MemberCare policy.^#

A choice of excess

Your excess is the initial amount you have to pay yourself if you make a claim, and we offer options of $100, $250, $300, $400, $500, $750, $1,000, $2,500, $5,000, $7,500 and $10,000. The higher the excess you choose, the lower the premium you’ll pay.

Easy to arrange, simple to claim

The convenience of having Landlord’s Insurance under the same roof as your day to banking isn’t the only way we make life easier. From making your application to making a claim, QBANK ensures things are as straightforward as possible.

You can apply online, by phone, or at any branch. Flexible payment options include fortnightly, monthly or annual direct debit or credit card payments (excluding Diners Club).

If you do need to make a claim, we won’t make you wade through paperwork. Your claim will be made through a 24-hour emergency claims number, and in most cases, you need just provide details over the phone.

Landlord Cover PDS

Benefits and optional extras

Benefit	Cover
Legal Liability	$30 Million
Additional Benefits	Cover
Building safeguard benefit	✓
Environmental upgrade	✓
Burning out of electrical motors (fusion cover)	✓
Cover for loss of rent should your tenants be unable to live in the home as a result of damage caused by a defined event	✓
Essential temporary repairs	✓
Optional Benefits	Cover
Cover for rent default	Optional extra
Cover for theft and/or vandalism by tenants	Optional extra

Cover backed by QBE

Landlord Cover is one of a comprehensive range of insurance solutions offered through our association with QBE Insurance. Founded in 1886, QBE is one of Australia’s leading insurers. It’s because of QBE’s experience, security and strength – as well as their prompt, efficient and friendly claims service – that we’ve made them our general insurance provider. This partnership enables us to deliver QBANK members quality and value in insurance products, with the added convenience of having everything under the same roof.

Important Notes

Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your personal needs, objectives and financial circumstances. Please read the Product Disclosure Statement available from QBANK to decide if this product is right for you. Insurance issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL No.239545. When calculating your annual premium based upon the sum of periodic payments this total annual premium may differ from our quoted annual premium due to the impact of standard rounding. Multi-policy discount is not available on your first policy and only applies when all policies are purchased through the same financial institution.

# Multi-policy discount is available on your first policy after renewal and is only available for Home, Landlords and Motor Vehicle policies that are purchased through the same financial institution.