Need to get ahead?

A QBANK personal loan has your back with no penalties for early or extra repayments and free online redraw.

10.49 % p.a.
11.11 % p.a.^
Discount Rate
Comparison Rate

Enjoy easy, flexible repayment options.

From weddings and holidays, to renovations and bundling up debts, a QBANK personal loan is there for the moments that matter.

Personal Loan
Product name Interest Rate Comparison Rate
Special Offer

Discount Rate

10.49 % p.a. Interest Rate

11.11 % p.a.^ Comparison rate

All Purpose Loan

12.49 % p.a. Interest Rate

13.11 % p.a.^ Comparison rate

Debt Consolidation

12.49 % p.a. Interest Rate

13.11 % p.a.^ Comparison rate


Free online redraw

No penalty for extra repayments

No early repayment fee

Discount Rate for new lending with salary credit

To be eligible for the Special Offer Discount Rate, a salary credit of β€‹at least $1,500 per month must be deposited into your QBANK transaction account. Offer for new lending only.
Excludes Debt Consolidation.​


Product facts
Interest Type
Loan Purpose
All worthwhile purposes. Discount Rate excludes debt consolidation.
Individual or joint
Minimum Loan Amount
Discount Rate $5,000 - All Purpose Loan & Debt Consolidation $1,000
Maximum Loan Amount
Top-up Loan Available
Maximum Loan Term
7 years
Interest Only Available
Repayment Frequency
Weekly, fortnightly or monthly.
Additional Repayments
Repayment Redraw
Monthly Fee
Loan Funding Fee
Loan Access
Branch, internet, mobile, telephone and BPAY.
Statement Frequency

Disclaimer information Expand

Credit eligibility criteria, terms and conditions, fees and charges apply.

^ WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate displayed is calculated based on a unsecured loan amount of $30,000 over a 5 year term.

Work out your repayments

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Ready when you are

Apply online

Apply for a personal loan online any time.

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Speak to a friendly Banking Specialist.

13 77 28

8:45am to 4:30pm Mon-Fri

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