Why wait? Get what you want sooner.

We can help with a Personal Loan.

10.99 % p.a.1
11.25 % p.a.*
Discount Rate
Comparison Rate

We're not just another bank

As a member owned bank, our profits go back to members in the form of award winning products, low rates and low fees. Our credit criteria is tailored around our unique community, those who serve and protect Queensland. We take into account overtime, shift penalties and 100% allowances for those in essential services.

Enjoy competitive interest rates and easy, flexible repayment options.

Whether you’re looking to add value to your home through renovations, consolidate debts or you’re hanging out for that holiday, a QBANK personal loan can get you there sooner. Our competitive interest rates and easy payment options can help make your dream a reality.

Personal Loan
Product name Interest Rate Comparison rate
Special Offer

Discount Rate

10.99 % p.a.1 Interest Rate

11.25 % p.a.* Comparison rate

All Purpose Loan

12.49 % p.a. Interest Rate

12.76 % p.a.* Comparison rate


No monthly fees

Free online redraw

No penalty for extra repayments

No early repayment fee

Discount rate1 for new loans with salary credit


Product facts
Interest Type
Loan Purpose
All worthwhile purposes, including loan refinancing and debt consolidation
Individual or joint
Minimum Loan Amount
Maximum Loan Amount
Top-up Loan Available
Maximum Loan Term
7 years
Interest Only Available
Unsecured or secured.
Repayment Frequency
Weekly, fortnightly or monthly.
Additional Repayments
Repayment Redraw
Loan Access
Branch, internet, mobile, telephone and BPAY.
Statement Frequency

Disclaimer information Expand

* WARNING: This comparison rate applies only to the example above. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is calculated based on a loan amount of $25,000 over a 5 year term. Terms and conditions are available on request. Fees and charges are payable. Normal lending criteria applies.

1 Valid for personal loan applications for more than $5,000 of new lending approved after 5 January 2017 and is available for a limited time only. To qualify, the customer must deposit a salary credit of at least $1,500 a month into a QBANK Everyday Plus transaction account. Offer may be withdrawn at any time and is not available with the Classic Plus Home Loan Package or in conjunction with any other offer.

Terms and conditions are available on request. Fees and charges are payable. Normal lending criteria applies. Interest rates current as at 17 July 2017 and is subject to change without notice.

Work out your repayments

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Ready when you are

Apply online

Apply for a personal loan online any time.

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13 77 28

8:45am to 4:30pm Mon-Fri

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