To be eligible; a salary credit of at least $1,500 per month 
must be deposited into your QBANK transaction account. 


    No Application Fees

No application fees charged on Owner Occupier Classic Home Loan special rates.


  Free Online Redraws

Unlimited free online redraws for all Principal and Interest and Interest Only loans.


  Extra Repayments

Want to get ahead? No penalties charged for extra repayments on your variable home loan.


  Pre-Approval Service

Full pre-approval service valid for three months.1 Look for your property knowing that you have been conditionally approved for a loan with us.


  Flexible Repayments

You have the flexibility to make repayments weekly, fortnightly or monthly on your Principal and Interest loan.


  We'll come to you

Our team of Mobile Banking Specialists can meet you at your home or workplace at a time that suits you best.

Other Discounts and Offers

Insurance Offer

If you buy your home or switch your home loan to QBANK and take
out QBE home insurance policy through us, you will save 20% off the first year of your premium (capped at $200).3

Quick Credit Card Application

While you apply for a home loan, why not apply for one of our no annual  fee credit cards. Enquire with our lending team today.


Please complete the form below and one of our staff will call you back at the first available time.

Please Note: QBANK collects and uses the information provided in this form to contact you to provide you with further information about our products and services. Our Privacy Policy available here contains information on accessing and seeking correction of your personal information and making complaints about breaches of the Australian Privacy Principles and how QBANK deals with the complaint.

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Credit eligibility criteria, terms and conditions, fees and charges apply.

1Pre-approval service provides a conditional loan approval. Approval by the bank and the lenders mortgage insurer and is valid for 3 months from time of approval. It is subject to valuation of the secured property that must be acceptable to the bank. Other conditions may apply.

2  Valid for home loan applications of $150,000 or more of new lending for owner occupiers and is available for a limited time only. Interest only not available. Offer may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK members switching loans or internal refinances.

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term.

3QBANK insurance is provided by QBE. Not available on renewals. Full terms and conditions available at Please read the PDS available at to decide if a product is right for you. Insurance issued by QBE Insurance (Australia) Ltd ABN 78 003 191 035 AFSL 239545.