Applying online can take as little as 20 minutes. Our team will review your submission and email you with information about your application within 1 business day, with any outstanding documents that may be required. To check if you are eligible to apply online, please see below.
Vehicles up to 5 years old.
For Members purchasing or refinancing eligible vehicles - Motor Vehicles, Motorbikes, Boats, Caravans & Jet Skis. Excludes internal refinances.
Interest Rate
Comparison Rate*
Vehicles up to 7 years old
For Members purchasing or refinancing an eligible plug-in hybrid electric vehicle (PHEV) or electric vehicle (EV).
Interest Rate
Comparison Rate*
Vehicles up to 10 years old
For Members purchasing or refinancing eligible vehicles - Motor Vehicles, Motorbikes, Boats, Caravans & Jet Skis.
Interest Rate
Comparison Rate*
| Minimum Loan Amount | $1,000 |
| Maximum Loan Amount | $150,000 |
| Maximum Loan Term | 7 Years |
| Repayment Frequency | Weekly, Fortnightly or Monthly |
| Monthly Fee | $5 |
| Loan Funding Fee | $195 |
You can apply online if you are:
If you do not meet the above criteria, you can still apply over the phone (13 77 28 - Monday to Friday between 8:45am and 4:30pm) or fill out an enquiry form and one of our team members will contact you.
Before you begin, it’s a good idea to have a few things on hand. Here’s what you’ll need:
If you are in the process of purchasing a new or used car, take advantage of our free car buying service.
With industry contacts and a history of providing reliable service to our Members, the endless visits to the car yard and haggling with the dealer is a thing of the past. Our car buying service will utilise the knowledge and contacts gained in the motor vehicle industry to help save you time and money.
All applications for finance are subject to credit approval. Fees and Charges which apply to this loan are located here. Terms and Conditions apply to personal loans (including car loan products) and are provided in our loan offer or on request.
Interest rates current as at 06 June 2025 and are subject to change without notice.
Target Market Determination is available here.
* WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate displayed is calculated based on a secured loan amount of $30,000 over a 5 year term.
Please note: The Car Buying Service is provided by Hasthaven Pty Ltd trading as Qld Car Buying.
QBANK has a referral arrangement in place with Qld Car Buying Under the referral arrangement. With your consent, we will pass your details to Qld Car Buying who will get in touch to discuss your car buying needs.
QBANK will receive a referral fee of $150.00 from Qld Car Buying where Qld Car buying recommends a motor vehicle to you and you then purchase that vehicle. This fee is not dependent on QBANK financing the purchase of the motor vehicle.
QBANK is not responsible for Qld Car Buying’s recommendations. The information QBANK is providing is not intended to imply any recommendations or opinion.
If the member applies to QBANK for financing in relation to the motor vehicle, QBANK will assess this application independently of Qld Car Buying’s recommendations.
