$3000 home loan cashback offer

Classic Variable Special Rate

<80% LVR

2.29 % pa

Interest Rate

2.32 % pa

Comparison Rate*


Whether you are looking for a new home or to switch your loan, let QBANK help you work towards reaching your property goals sooner. Our Owner Occupier home loans are packed with a variety of features to give you more.

To be eligible for the Special Offer Rates, a salary credit of at least $1,500 per month must be deposited into your QBANK transaction account.

Classic Home Loan

Home Loans Loan to Value Ratio Interest Rate Comparison Rate*
Special Offer Rate <80% 2.29% pa 2.32% pa
Special Offer Rate <90% 2.59% pa 2.62% pa
Special Offer Rate <95% 2.99% pa 3.02% pa
Classic Rate Up to 95% 3.84% pa 3.87% pa

To be eligible for the Special Offer Rates:

  • a salary credit of at least $1,500 per month must be deposited into your QBANK transaction account
  • P&I repayments only
  • Switch your loan or take out a new loan with QBANK

Classic Plus Home Loan

Home Loans Loan to Value Ratio Interest Rate Comparison Rate*
Special Offer Rate <80% 2.49% pa 2.83% pa
Special Offer Rate <90% 2.79% pa 3.12% pa
Special Offer Rate <95% 3.19% pa 3.53% pa
Classic Plus Rate Up to 95% 4.14% pa 4.45% pa

To be eligible for the Special Offer Rates:

  • a salary credit of at least $1,500 per month must be deposited into your QBANK transaction account.
  • P&I repayments only
  • Switch your loan or take out a new loan with QBANK

 

Fees

Classic Plus monthly fee: $25

For full Home Lending Fees & Charges, click below


Special Offer Rate

Home Loans Loan to Value Ratio Interest Rate Comparison Rate*
1 Year Fixed Offer <90% 1.84% pa 3.68% pa
2 Year Fixed Offer <90% 1.87% pa 3.52% pa
3 Year Fixed Offer <90% 1.97% pa 3.39% pa

To be eligible for the Special Offer Rates:

  • a salary credit of at least $1,500 per month must be deposited into your QBANK transaction account
  • P&I repayments only
  • Switch your loan or take out a new loan with QBANK

Fixed Rate

Home Loans Loan to Value Ratio Interest Rate Comparison Rate*
1 Year Fixed <95% 2.19% pa 3.71% pa
2 Year Fixed <95% 2.19% pa 3.58% pa
3 Year Fixed <95% 2.19% pa 3.45% pa
4 Year Fixed <95% 2.49% pa 3.42% pa
5 Year Fixed <95% 2.49% pa 3.33% pa
Fees

For full Home Lending Fees & Charges, click below


Ready to start your journey?

   

Save On Home Insurance With QBANK

Take out your home building and/or contents insurance policy through us and get 20% off your first year's premium (capped at $200).#

  

Contact Us

Credit Eligibility criteria, terms and conditions, fees and charges apply.

Interest rates current as at 15 September 2021 and are subject to change without notice.

Fact Sheets are available here.

Target Market Determination is available here.

* WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term.

^^ Additional Government charges and a $195 settlement fee still apply ($295 if construction loan).

# This product is issued by QBE Insurance (Australia) Limited (ABN 78 00 3 1 91 035, AFS License 239545). QBANK (under its own AFSL) acts on behalf of QBE when distributing the Home Cover and Home Cover Prestige insurance policies.​ Please read the PDS available at https://www.qbank.com.au/home-insurance before acquiring this product in considering and deciding whether this is right for you.

~ Additional repayments limited to $10,000 per annum to a maximum of $30,000 in any fixed rate period.

^ The $2,000 cashback offer applies to all new home loan applications lodged between 27 August to 31 October 2021, with a minimum loan amount $250,000 for eligible Owner Occupiers and Investors. Applications must be settled by no later than 31 Dec 2021 to receive the Cashback. The $2,000 cashback will be paid within 5 business days of loan settlement into applicant’s QBANK transaction account. Maximum cashback payable to any single or joint borrower is $2,000. Limited time offer and may be withdrawn at any time.  

Footnotes:

  • 1 Special Offer Owner Occupier rate is valid for home loan applications of $150,000 for owner occupiers and is available for a limited time only. Interest only not available. Offer may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK members switching loans or internal refinances.
  • 2 After the expiry of the fixed rate period, the interest rate changes to QBANK’s Classic Variable Home Loan Product Rate (currently 3.84%p.a. for owner occupier and 4.19%p.a. for investor).