Car Loans


  • Free online redraw
  • No penalty for extra repayments
  • No early repayment penalties


Special Offer Car Loan

Vehicles up to 5 years old

To be eligible for the Special Offer Car Loan, a salary credit of at least $1,500 per month must be deposited into your QBANK transaction account. Excludes internal refinances.

4.99% PA

Interest Rate

5.62% PA

Comparison Rate*

Car Loan

Vehicles up to 10 years old

6.99% PA

Interest Rate

7.62% PA

Comparison Rate*


Information & Fees

Minimum Loan Amount Car loan $1,000
Maximum Loan Amount $100,000
Maximum Loan Term 7 Years
Repayment Frequency Weekly, Fortnightly or Monthly
Monthly Fee $5
Loan Funding Fee $195


Car Buying Service

If you are in the process of purchasing a new or used car, take advantage of our free car buying service.

With industry contacts and a history of providing reliable service to our Members, the endless visits to the car yard and haggling with the dealer is a thing of the past. Our car buying service will utilise the knowledge and contacts gained in the motor vehicle industry to help save you time and money.

QBANK Car Buying Service - Family in their dream car

Ready to get started? Enquire Today

Car Loan Enquiry

Complete an enquiry form and we'll get back to you.

Privacy Notice - QBANK collects personal information on this form for the purpose of assisting with your enquiry. If you don’t provide this information we may not be able to assist you. We may use the information you provide to us to market products and services to you (unless you have requested not to receive direct marketing communications from us). To find out how QBANK collects, holds, uses and discloses personal information, our privacy policy is available here.



Contact Us

All applications for finance are subject to credit approval. Fees and Charges which apply to this loan are located here. Terms and Conditions apply to personal loans (including car loans) provided in our loan offer.

Interest rates current as at 16 August 2022 and are subject to change without notice.

Target Market Determination is available here.

* WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate displayed is calculated based on a secured loan amount of $30,000 over a 5 year term.

Please note: The Car Buying Service is provided by Hasthaven Pty Ltd trading as Qld Car Buying.
QBANK has a referral arrangement in place with Qld Car Buying Under the referral arrangement. With your consent, we will pass your details to Qld Car Buying who will get in touch to discuss your car buying needs.
QBANK will receive a referral fee of $150.00 from Qld Car Buying where Qld Car buying recommends a motor vehicle to you and you then purchase that vehicle. This fee is not dependent on QBANK financing the purchase of the motor vehicle. 
QBANK is not responsible for Qld Car Buying’s recommendations. The information QBANK is providing is not intended to imply any recommendations or opinion. 
If the member applies to QBANK for financing in relation to the motor vehicle, QBANK will assess this application independently of Qld Car Buying’s recommendations.


  • 1 Valid for new lending for cars less than 5 years old and is available for a limited time only. Compulsory security interest over vehicle being purchased. Maximum loan amount must not exceed invoice price. To qualify, the customer must deposit a salary credit of at least $1,500 a month into a QBANK Everyday Plus transaction account. Offer may be withdrawn at any time.
  • 2 Valid for car loan applications of new lending. Compulsory security interest over vehicle being purchased. Maximum loan amount must not exceed invoice price. Terms and conditions are available on request. Normal transaction and account fees and charges still apply. Normal lending criteria applies.