Grow your money safely and securely with a Term Deposit.

2.60 % p.a.
12 months $10,000-$99,999

Term Deposits are a great way to grow your money safely and securely. With the certainty of a fixed rate of return, you'll always know what your investment is worth.

Our Term Deposits are a secure way of earning high interest whilst providing you peace of mind knowing exactly how much your investment is worth.

Free to set up, they give you the flexibility of choosing how long you would like to invest your money for. Plus by putting your savings aside, you won’t be tempted to dip into it, helping you reach your saving goals sooner.


High rate of interest

Choice of investment terms from three months to five years

Option of fortnightly, monthly, annually or at maturity interest payments

No monthly account fees

Interest calculated daily

Safe and secure investment

Term deposit rates

Term Deposits
Term $2,000-$9,999 $10,000-$99,999 $100,000-$249,999 $250,000 & over
3 months 2.25% p.a. 2.35% p.a. 2.40% p.a. 2.45% p.a.
6 months 2.40% p.a. 2.50% p.a. 2.55% p.a. 2.60% p.a.
9 months 2.45% p.a. 2.55% p.a. 2.60% p.a. 2.65% p.a.
12 months 2.50% p.a. 2.60% p.a. 2.65% p.a. 2.70% p.a.
18 months 2.55% p.a. 2.65% p.a. 2.70% p.a. 2.75% p.a.
24 months 2.70% p.a. 2.80% p.a. 2.85% p.a. 2.90% p.a.
36 months 2.80% p.a. 2.90% p.a. 2.95% p.a. 3.00% p.a.
48 months 2.80% p.a. 2.90% p.a. 2.95% p.a. 3.00% p.a.
60 months 2.80% p.a. 2.90% p.a. 2.95% p.a. 3.00% p.a.

Rates current as at 10 July 2018.

For investments ranging from 1-12months (inclusive) the above rates are based on interest paid at maturity. For investments greater than 12 months, the above rates are based on interest paid annually. Monthly and fortnightly interest payments are available on all terms up to 60 months at 0.15% p.a. below the rates listed in the table above.

Disclaimer information Expand

* Minimum deposit of $2,000 applies. Interest paid fortnightly, monthly or on maturity, non-compounded only. Terms, conditions, fees and charges apply and are available by calling 13 77 28. Current interest rates are available online or by calling 13 77 28 and are subject to change at any time. The Federal Government’s Financial Claims Scheme (FCS) protects depositors in the event that a financial institution becomes insolvent. The FCS is administered by the Australian Prudential Regulatory Authority, APRA. For further information on the FCS, including limits on the protection level, please visit

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