Grow your money safely and securely with a Term Deposit.

0.65 % p.a.
12 months $10,000-$99,999

Term Deposits are a great way to grow your money safely and securely. With the certainty of a fixed rate of return, you'll always know what your investment is worth.

Our Term Deposits are a secure way of earning high interest whilst providing you peace of mind knowing exactly how much your investment is worth.

Free to set up, they give you the flexibility of choosing how long you would like to invest your money for. Plus by putting your savings aside, you won’t be tempted to dip into it, helping you reach your saving goals sooner.

Features

High rate of interest

Choice of investment terms from three months to five years

Option of fortnightly, monthly, annually or at maturity interest payments

No monthly account fees

Interest calculated daily

Deposits Australian Government Guaranteed up to $250k2

Term deposit rates

Term Deposits
Term $2,000-$9,999 $10,000-$99,999 $100,000-$249,999 $250,000 - $1,000,000
3 months 0.45% p.a. 0.55% p.a. 0.60% p.a. 0.65% p.a.
6 months 0.50% p.a. 0.60% p.a. 0.65% p.a. 0.70% p.a.
9 months 0.50% p.a. 0.60% p.a. 0.65% p.a. 0.70% p.a.
12 months 0.55% p.a. 0.65% p.a. 0.70% p.a. 0.75% p.a.
18 months 0.55% p.a. 0.65% p.a. 0.70% p.a. 0.75% p.a.
24 months 0.60% p.a. 0.70% p.a. 0.75% p.a. 0.80% p.a.
36 months 0.60% p.a. 0.70% p.a. 0.75% p.a. 0.80% p.a.
48 months 0.60% p.a. 0.70% p.a. 0.75% p.a. 0.80% p.a.
60 months 0.60% p.a. 0.70% p.a. 0.75% p.a. 0.80% p.a.

Rates current as at 8 January 2021.

For investments ranging from 1-12months (inclusive) the above rates are based on interest paid at maturity. For investments greater than 12 months, the above rates are based on interest paid annually. Monthly and fortnightly interest payments are available on all terms up to 60 months at 0.15% p.a. below the rates listed in the table above.

Disclaimer information Expand

2 The Federal Government’s Financial Claims Scheme (FCS) protects depositors in the event that a financial institution becomes insolvent. The FCS is administered by the Australian Prudential Regulatory Authority, APRA. For further information on the FCS, including limits on the protection level, please visit the FCS website and their FAQs.

Minimum deposit of $2,000 applies. Interest paid fortnightly, monthly or on maturity, non-compounded only. Amounts over $1,000,000 are by negotiation. Terms, conditions, fees and charges apply and are available by calling 13 77 28. Current interest rates are available online or by calling 13 77 28 and are subject to change at any time.

Work out how much you'll earn

Let's talk

Open a term deposit

If you'd like to open a Term Deposit or have a question, please fill out an enquiry form and we'll get back to you.

Are you a member?*
Preferred contact method

Preferred contact time

Please enter all required fields