^* Minimum deposit of $2,000 applies. Interest paid fortnightly, monthly or on maturity, non-compounded only. Terms, conditions, fees and charges apply and are available by calling 13 77 28. Current interest rates are available online or by calling 13 77 28 and are subject to change at any time. The Federal Government’s Financial Claims Scheme (FCS) protects depositors in the event that a financial institution becomes insolvent. The FCS is administered by the Australian Prudential Regulatory Authority, APRA. For further information on the FCS, including limits on the protection level, please visit http://www.fcs.gov.au.