Update to Home Lending Fees and Charges

We’ve updated the amount of our Top Up Fee. Click here to learn more.

  • BSB 704-052
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  • BSB 704-052

Apply Online

Our online application process takes 20 minutes.

Continuing a saved application? Login here

About our online application process


Applying online is simple and convenient — it usually takes around 20 minutes to complete. To get started, please make sure you:

  • are eligible to be a QBANK Member (see full eligibility criteria here)
  • are 18 years or older;
  • live permanently in Australia;
  • are employed on a PAYG basis;
  • are applying either on your own or with one other person, using one property as security;
  • don't need a guarantor; and
  • aren't applying to buy land or build a house.

If your situation is a little different, that’s okay — you can still apply with us by phone on 13 77 28 (Monday to Friday, 8:45am - 4:30pm) or simply fill out an enquiry form and we'll be in touch.

Verifying your details

To make the process faster and easier, we’ll securely verify your information online. As part of this process:

  • You enter your own internet banking details into a secure portal to authorise access.
  • This provides us with a one-time snapshot of your bank account transactions to help assess your application.
  • Your login details are never stored or shared — they remain completely private to you.
  • We’ll also verify your identity electronically (you’ll just need your driver’s licence or passport handy).

If you’d prefer not to complete this step online, you can still apply by phone (13 77 28, Monday to Friday 8:45am – 4:30pm) or fill out an enquiry form and we'll be in touch.

 

Saving your application

You can save your application at any time and return to it later, so there’s no need to complete it all in one go.

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Copyright © 2024 QPCU Limited T/A QBANK ABN 79 087 651 036 – AFSL / Australian Credit Licence 241413 – BSB 704-052

 

 

We acknowledge the Traditional Owners of the lands on which we operate and pay our respects to Elders past, present, and emerging. We also acknowledge the important role Aboriginal and Torres Strait Islander peoples continue to play within the communities in which QBANK operates and where our team members reside.