Comprehensive Motorcycle Insurance covers your motorcycle for things such as accidental damage, collision or crash, fire, flood, storm, theft or attempted theft, vandalism or a malicious act.
CGU also covers any licensed rider who rides your motorcycle, even if they're not listed on your policy1.
✓ Collision or crash
✓ Accidental damage
✓ Theft or attempted theft
✓ Vandalism
✓ Storm
✓ Fire
✓ Flood
✓ Earthquake
✓ Emergency repairs (up to $800) after a covered incident
✓ New for new replacement on bikes written off in their first 2 years.
✓ Liability cover (up to $20 million)
✓ Tools of trade up to $1,500 (business use vehicles) after a covered incident
✓ Helmet replacement after a covered incident.
✓ Tsunami
✓ Collision or crash: Cover your motorbike for loss or damage resulting from collisions or crashes.
✓ Accidental damage: Cover your motorbike for loss or damage caused by accidental damage.
✓ Theft and vandalism: Cover for your motorbike if it's stolen, vandalised or accidentally damaged.
✓ Fire, storm, flood and earthquake: You’re covered if your motorbike is damaged by fire, storm, flood or tsunami.
✓ New replacement: If your bike’s written off in its first two years, CGU tries to replace it with a similar new bike.
✓ Liability cover (up to $20 million): CGU covers your legal liability in certain situations if someone's property's damaged by your motorbike (up to $20m).
✓ Helmet replacement after a covered incident: If your helmet is damaged in a covered incident, we will pay for the cost to replace it.
Hire car up to $75 a day for up to 21 days: Add an option to hire a car after an incident CGU covers, up to $75 a day for up to 21 days.
Protective clothing: If your protective clothing is stolen from your motorbike or damaged in an incident CGU covers, we will pay the cost to replace them.
What you need to know:
1.Cover is subject to standard underwriting guidelines and policy terms. Additional excesses apply for undisclosed drivers, including for drivers under 25.
Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
The information on this website is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement, Premium, Excess and Discounts Guide and Target Market Determinations.
Our partner CGU is here for you anytime, any day. Call CGU's claims team 24 hours a day, 7 days a week on 13 24 80 to make a claim.
For more information on the claims process, visit CGU's claims website.
QPCU Limited T/A QBANK ABN 79 087 651 036, AFSL 241413 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited ABN 11 000 016 722, AFSL 227681 under the CGU brand. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (your personal circumstances). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement, Premium, Excess and Discounts Guide and Target Market Determination.
