From 23 September 2025, the Top Up Contract Fee will be updated:

  • New fee: $109.90 (previously $82.50)

This fee applies to each contract prepared for a loan top up or side loan.

 

Note:

  1. This fee is charged when you access equity from your home loan, either by increasing your existing loan or setting up a new loan alongside an existing loan.
  2. If a valuation is required, a standard property valuation fee will be charged (per security) in addition to this fee.¹
  3. Where construction or renovation is involved, and QBANK is controlling the disbursement of loan funds, the Construction Settlement Fee and Progress Inspection Fees will also apply.
  4. One or more Title Search Fees may also apply.

¹ Additional costs for non-standard valuations and travel may apply. A non-standard valuation is considered as property that is valued greater than $1,000,000; property that is not in a metro or major regional centre; property that is deemed to be a specialised property by a QBANK panel valuer (assessed on a case-by-case basis); or property that is on acreage. Non-standard valuations can be priced on request. Please contact QBANK to arrange if required.

 

For further information about QBANK’s fees and charges click here.